Do you want to get the maximum of cash back you could in a card? Then the St George Vertigo card is going to help you.

Down below, we’re going to give you a little vision of how good this credit card really is and how we can actually benefit you a lot. So let’s take a look. 

Why we recommend the St. George Vertigo Card 

Do you actually have any idea why we recommend this specific card? Well, it might sound a bit confusing, but we just know that this is just a card for you. And how is that? Well, we just need to take a look at the benefits that it has and compare it with the society of today.  

No, the St George Vertigo card has amazing benefits. For example, you have a low annual fee of only $55. Even more, the interest rate that the card has is even smaller, going up to just 13.99% PA. Besides that, you also have an intro benefit. 

So as you can see, there are a lot of reasons and a lot of reasons more that you’re going to learn along this article on why we actually recommend it. So if you are someone that is actually interested in learning all of this, we recommend that you keep reading. 

What can I use the credit card for? 

This is going to be a hard point to talk about because if we’re being honest, this St. George Vertigo card does not really have a specific use. You see mostly credit cards might have maybe purchases traveling, but in this case the benefits are just a bit out of the place. 

Which is not a bad thing. We know it may sound bad, but it’s not bad. It’s just that it doesn’t really have a specific purpose, and it makes it hard for the car to be defined. So what we can say is that this is a more on day-to-day life and free card. 

This means that you can use it for shopping, going to the market, anything you want, and it’s going to have your back. You also have some benefits like fraud protection and those things, so you don’t have to worry about having to protect yourself. 

Credit card advantages 

So many things that you should know, but you are going to only learn now. We have told here and there some of the benefits that the card has and some of the things that you should know, otherwise than that you’re going to realize that you need more. Which is why we are bringing you a list of all the benefits. If you are interested, keep reading. 

• 0% p.a. for 28 months on balance transfers when requested during application with 1% BT fee, for new card applicants approved by 31 July 2024. 
• You’ll pay a low annual fee of $55 and an ongoing interest rate of just 13.99% p.a. 
• Add a free additional cardholder, and add your card to your Apple Pay, Google Pay or Samsung Pay digital wallet. 
• 24/7 fraud monitoring, and SMS and email alerts on account activity. 

Credit card disadvantages 

Now, just as you’re going to have a list of good things, we need to just break your eyes and tell you the bad things too. This way, you’re going to be able to make a more conscious decision about the credit card that you want. Down below, we bring you all the disadvantages that the St. George Vertigo card has. 

• You can only balance transfer up to 80% of your approved available card limit. 
• Annual fee. 

How is credit analysis carried out in the St. George Vertigo Card 

The credit analysis in this credit card is actually pretty nice. And when we say it’s nice, we say that it’s just the same as any other. There is not really much of a difference in credit analysis between credit cards, unless it is a credit card for people with a bad credit score. 

Because if that is, it’s normally just used to kind of see on the point that you are with your credit score. Now let’s start. What is the first step in the credit analysis? It’s actually the application process. When you apply for the credit card, you’re going to send some documents. 

It’s in those documents that the company will take possession and then start the credit analysis. What does it really do? Well, the creation analysis will start by taking a look at everything in your credit history, which means payments, loans, credit cards, debts and everything else. 

Finally, of course, you’ll be able to take a look at the credit score that you get. Depending on it, you’re going to have a good score or a bad score. Also, if you have a bad score, you probably don’t get the card, and if you get one, the credit limit will be small. 

Is there a maximum and minimum credit card limit? 

We have mentioned how this credit card seems like a very simple one, but it is the credit limit that really shifts it a bit. The minimum amounts that you can get with this credit card is actually pretty common. It’s just $500. It’s the maximum amount that gives us a really new perspective. 

With the St George Vertigo card, you will be able to get a huge maximum amount, and that amount is $80,000. Can you imagine getting all of that? That’s actually insane. So if you have a good credit score, go for it. 

Do you want to request? Learn how to get the St. George Vertigo Card right here 

If you want to apply for the St. George Vertigo card, then it is time for you to click on below. You’ll be going to the second part where you will learn everything about the application process and how to do it. Let’s learn more.