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Virgin Money No Annual Fee Credit Card
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Annual Fee
$0
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Interest Rate
18.99% p.a. on purchases.
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Introductory Offer
0% p.a. on balance transfers for the first 18 months.
The Virgin Money No Annual Fee Credit Card features no annual fee and up to 55 days interest-free on purchases. Cardholders earn 0.5 reward points per dollar spent on eligible purchases. The purchase interest rate is 18.99% p.a. and it includes an introductory balance transfer offer.
The Virgin Money No Annual Fee Credit Card offers good value with no annual fee and a rewards program. It’s particularly beneficial for those who can pay off their balance monthly to avoid interest charges. The introductory balance transfer offer adds extra appeal. It’s a cost-effective option for earning rewards on everyday spending.
So, are you here from the first part of this article? We are sure that if you are, then you’re ready to apply for it. You just need to have a little more information about how you can navigate towards your future. To help you out, we’re going to give you all the information that we know about the credit card that’s going to help you with the application. Down below, you can find anything, so keep reading.
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What are the requirements needed to apply?
Let’s take a look at what requirements you’re going to need in order to apply for this card.
- Must be aged 18 or over
- Must be an Australian resident
- Must have an Australian bank or building society account
- Must have a good credit history
- Must have an annual income of minimum $25 thousand,
- Must not be bankrupt
What documents are needed to request the Virgin Money No Annual Fee Credit Card
Let’s take a look to see what documents you’re going to need in order to apply for the Virgin Money No Annual Fee Credit Card.
- Proof of identity,
- Proof of income,
- Proof of residency,
- Latest payslip.
What are the biggest uses of this credit card?
The Virgin Money No Annual Fee Credit Card has many uses. Let’s take a look at what are the main profiles for this credit card.
No annual fee
One of the first reasons why people actually use this credit card is because of the annual fee. Now, people normally don’t mind any fees as long as they’re not high. And of course, everyone always prefers a credit card that does not have them.
And thankfully, the card that are talking about today does not have these fees. Which means that yes, you can use the card anytime you want, you may even not really use it, and you will not need to pay anything. That is one of the reasons it is so famous.
Share with others
Sharing is caring. Well, that is what people say and that is why when you apply for this credit card, you don’t want to keep all the benefits for yourself. You might want to share with people that matter, people that you like and people that you want to have an extra control of your finances. Perhaps a child or a teenager.
Now you can apply for extra cardholders with this credit card. Which is why when you apply for it, you’re going to realize that you can actually share with a lot of people and also in those additional cardholders, you’re not going to have to pay anything.
Easy payments
Paying with a credit card is very easy. Well, it’s way easier than paying with money because you don’t really have to count, you just need to give the card. But there is more to it. It is faster, but it can be way faster.
For an example, if you pay with Apple Pay or Google Pay, it’s going to be way quicker than if you are going to go to the store and pay with your credit card in person. Also, this credit card has the fast payment ability which makes you way faster in the payment.
Don’t miss the chance to get this credit card, which is one of the best out there!
Flexible
And finally we have the flexibility. The credit card that is flexible is going to be a treasure. Every credit card has its own special benefit and there are a lot of credit cards that are more closed off, meaning they have more specific benefits like traveling, going out, or even just purchases.
No, with this credit card, it does not have any specific benefit. And although it doesn’t have as many benefits as those credit cards, this makes this one a bit all over the place, meaning that you can use it for literally anything.
Our advice for those who are going to apply for the Virgin Money No Annual Fee Credit Card
If you want to apply for this credit card, we only have one advice for you, and that is to please talk to the company. Talking to the company is going to make wonders on your application process. Not only the company will meet you and understand more about your situation, but you’re also going to have a step-by-step guide from people that really know what they’re doing.
Weighing advantages and disadvantages – Is it worth it?
You can find a lot of good things in the credit card. We also believe that this might just be one of the best credit cards that you’re going to have. Now why is that? Well, the Virgin Money No Annual Fee Credit Card has Some great benefits.
The first benefit that we can think of is, of course, the no annual fee. A credit card with no annual fee is just amazing. And of course, having no annual fee while having all the other benefits that you’re going to find is of course a great thing.
Now, we do know that this credit card does have a lack of benefits, meaning that although it has a lot, they are not very diverse. For example, you don’t have any insurance. You also don’t have any traveling benefits or things like that, which can be a bad thing for you.
Still, we do believe that this is going to be a great card for you. Having all of these things together, you will realize that there is nothing better than a flexible and more free credit card, which makes it really worth it, at least in our opinion.
Request your Virgin Money No Annual Fee Credit Card on the official website once and for all!
Are you finally ready to apply for the credit card? We know that after everything, you are very excited. Well, at least we are. And if you really want to apply for it, you can click down below. When you click it, you’re going to be able to go to the official page of the Virgin Money No Annual Fee Credit Card.