Do you have a business that you want to make bigger? Well, if that is what you want, we have the perfect card for you.

Take a look at the American Express Gold Business Charge Card. Learn how you can get over 70,000 points, amazing traveling benefits, and all of that within just one application. 

Why we recommend the American Express Gold Business Charge Card 

Do you know why a credit card is so recommended? Well, it’s actually pretty simple. In this case, we have a perfect vision of how the American Express Gold Business charge card is going to actually work. It has an annual fee, and you have a lot of benefits. 

One of the main benefits that you get is that you can get over 70,000 membership rewards points. That’s right, just by applying for the card and using it normally. You also have a lot of other benefits like traveling benefits, which are really important in credit cards. 

That and a lot of other things are going to make you really enjoy the card itself. So we do recommend it because we believe that it’s going to be really flexible for multiple users, and you can also benefit from it for years. 

What can I use the credit card for? 

And now, what are the exact uses that you can get for these credit cards specifically? Well, for the card, you are of course getting the traveling benefits. Traveling is one of the huge and major benefits that you get with the credit card. 

The American Express Gold Business charge card has amazing travelling benefits. For an example, you can enjoy domestic and an international flight while having travel insurance if you paid the trip back with the card. And there’s more, of course. 

You’ll get access to different lounges around the world in different airports, which is actually a huge benefit for you. And of course, the main point of the credit card, it can be used for business. Well, it should be used for business, which is why you’re going to understand more about it. 

Credit card advantages 

There is so much we want to tell you, but we can just tell you everything at the same time. One of the things that you of course will need to learn slowly but surely is the benefits. Down below, we have a list of all the benefits that you’re going to see about these cards, so if you are interested, take a look. 

• Your business can earn Membership Rewards points on spend, with no limit on the amount of points you can earn. 
• Points do not expire 
• Take advantage of new business opportunities with no pre-set spending limit. 
• Enjoy domestic and international travel insurance when you use your Card to pay for your return trip. 
• Earn 75 thousand points when you spent $1,000 on eligible purchases on your card within 2 months of your approval date. 

Credit card disadvantages 

Well, unfortunately not only you’re going to have a list of benefits, but also a list of disadvantages. And to make everything fair, we’re going to tell you what are the disadvantages that you need to be aware of. So if you want to really apply for this credit card, let’s keep reading and see what else you’re going to be cautious about. 

• High annual fee 

How is credit analysis carried out in the American Express Gold Business Charge Card 

And of course that is credit card is going to need a credit analysis. This is a really big credit card. And when we mean big, we mean big. It is for business. And since it’s for business, it has some special things. For example, you’ll have the credit cards and can use it with a huge credit limit. 

Well, if it is huge, it totally depends on your business and yourself, but otherwise it can be quite high because there is literally no limit for it. But now how does the credit analysis affect? Well, the credit analysis will start at the application process. 

After you send the application with the documents necessary for it to be completed, You will go through the credit analysis. The company will take a look at your credit history and see everything that it has from loans, credit cards, payments that are late or on time, and then anything else really. After that, you get a credit score, and a credit score is going to define a lot of things. 

Is there a maximum and minimum credit card limit? 

Now we are going to talk about the credit limits. With normally credit cards, you have a maximum or a minimum, or maybe you just have an idea of how it can be. But this is not any credit card because it is specially made for business owners. 

Now this is no surprise, of course are going to spend more money, businesses are going to need more benefits traveling and all of that. So the maximum and the minimum credit limit is not defined. What will define it is your credit score, your income, and your expenses in your business. As far as you know, it could be like $20,000. 

Do you want to request? Learn how to get the American Express Gold Business Charge Card right here 

So do you really want to apply for this card? If you are interested, and you want to make your business have a little bit of an upgrade, then don’t forget to click down below. If you do so, you will be redirected to the second part of this article, where we’re going to teach you how you can apply for it. 

After all, there is no way that you will be able to have a smooth and easy application without learning the documents and requirements of the credit card.