See how to request the ING Orange One Low Rate Credit Card 

If you are over 18 years old, and you earned $36,000 a year, then you are more than available and have the possibility to apply for the ING Orange One Low Rate Credit Card. Now there are other things that you need to meet, but we are going to explain more of them down below. If you want to apply for this card, keep reading. 

What are the requirements needed to apply? 

The requirements down below are the ones that you need to meet in order to apply for the ING Orange One Low Rate Credit Card. So if you are interested, let’s take a look together. 

• Be aged 18+ and have a valid proof of ID – driver’s license, passport or Medicare 
• Earn $36,000 or more a year (before tax) 
• Be an Australian citizen, New Zealand or Australian permanent resident 
• Have and maintain an Australian residential address 
• Have a good credit rating and meet our credit lending guidelines 
• Hold an active Orange Everyday bank account, or request to open one along with your Orange One Low Rate 

What documents are needed to request the ING Orange One Low Rate Credit Card 

Not only you need to meet some requirements, the documents that you have to apply to are also very important. So let’s take a look. 

• PAYG payslips 
• Proof of super income 
• Bank statements 
• Tax returns 

What are the biggest uses of this credit card? 

Every credit card has the biggest uses. Down below, we are going to tell you all the main uses or profiles that people have when applying for the ING Orange One Low Rate Credit Card. 

Lower interest rates 

More interest is actually, one of the biggest benefits that the card has is actually in the name of the credit card. So it’s not really a surprise when you first search for the card, and you actually get lower interests. Now you have a lot of lower interest rates. 

First of all you have the interest rate on purchases which is going to be 11.99% PA variable. You also have an interested free. Which is up to 45 days after you get the card. Then the installments are only 9.99% PA variable and cash advances are the same as in purchases. 

Payments from your phone 

Everyone likes to pay quick and with the fewer problems possible. Unfortunately, that is not what always happens and sometimes paying can take time, especially if it’s something that is wrong with the company or with the store that you’re at. But there is actually a way to counter-attack that. 

If you do apply for the card, you will be able to pay with your own phone. That’s right, you will never have to wait for the little machine to start working or for the credit card to approve. You can just start the payment from your phone and do it normally. 

Automatic payments 

And then we have the automatic payments. If you don’t really know what it is, is when, let’s season example, you apply for a loan and then that loan you need to pay perhaps $100 a month. When you’re paying it, sometimes you may forget you can activate something so that every month $100 will be given to the company without you having to get out of your way. 

Now, this credit card actually has this benefit, and it’s not even about a loan. It’s just maybe things that you buy with the card, and you don’t really want to deal with the fact that you need to repay it all the time. Just activate this function. 

No annual fee 

And finally, we have the lack of annual fees. After everything that we have said, after all the benefits and all the good things that this credit card brought to you. It is actually a surprise that it does not have an annual fee. 

Once again, that is why people will actually start looking more for it. If you don’t have an annual fee, which so many benefits, you will be sure to have so many clients. Which is why this credit card ended up being so famous. 

Our advice for those who are going to apply for the ING Orange One Low Rate Credit Card 

Finally, like we are approaching the end, we want to give you an advice so you can actually apply for the credit card without a single problem. Now we have mentioned in the past article about the credit limits, we mentioned that this card has two. 

If you choose the classic card, your credit limit will be low. But if you choose the platinum, it’s going to be higher. This has something to do with us. If you choose the Classic, you’ll have no annual fee, And the other weights are going to be a specific number, but the other card might not be the same. 

What we are trying to say is that you must be careful with what you choose and how you choose it. Make a deep research before anything. 

Weighing advantages and disadvantages – Is it worth it? 

Now, should you apply for the card or not? We actually believe that you should not because we are just talking about it, but we generally see a lot of potential. This is one of the few credit cards that we have seen around that has so much information on the official page. 

Not only that, you have no annual fees, no interest, and you can even make purchases outside your country. So yes, we do believe that this credit card is going to be worth it. 

Request your ING Orange One Low Rate Credit Card on the official website once and for all! 

Finally, we reached the end. If you want to apply for the credit card, then now is your moment. You should click down below so you can start the application process. Now you will be going to the official page of the card so you can start whenever you want.