Citi Rewards: earn 4 mpd on most online transactions 

Ads

Citi Rewards: earn 4 mpd on most online transactions 

Citi Rewards

Do you want to know how to apply for this credit card?

Verified URL
Exclusive events access
Invitations to exclusive events and special offers.
Rewards program
Earn points on all purchases and redeem for travel, products, and more.

Do you know what makes the Citi Rewards card so amazing? Well, it’s the fact that you can actually get a lot of benefits, a lot of travelling and rewards.

So if you are someone that is looking for this type of things, this is the card for you. We’re going to learn more about it just down below. 

Why we recommend the Citi Rewards Card 

Let’s take a deeper look into the Citi Rewards card. Now with this credit card, you’re going to find that although you do not have that many. Extra benefits that are different from each other. You’re going to have a huge lot that is just practically the same but extra. 

We know it sounds confusing, but it’s pretty simple. For an example, you can get a lot of cashback. And the cash back comes in different ways. If you spend one U.S. dollar in foreign currency, if you book hotels through some specific websites, you can earn them. 

And the real reason why we recommend it so much is that this credit card is so good for traveling. If you are someone that really travels a lot and enjoys doing so, then it’s probably going to be a thing where you will 100% want to apply for this card. 

Coles No Annual Fee Mastercard

Don’t miss the chance to get this credit card, which is one of the best out there!

What can I use the credit card for? 

So what are the exact uses that you can give for this specific card? Unlike many others that you might have seen, this one actually has a specific use, and it’s directly written in the benefits. Most of them are only about one thing, and that thing is traveling. 

Of course, you can use it for anything else other than traveling, but if you are applying for this card, and you don’t plan on going out of your country or traveling, then it’s actually pretty useless for you to have this credit card. 

Now, what are the travelling benefits that you can get? You can get discounts, cash back and of course a lot of complementary access to lounges around the globe. Some of the other benefits outside of traveling are purchases, going out to restaurants or even sharing a card. 

Credit card advantages 

So many things that you want to know, but if we just start telling you everything and just in paragraphs, you’re going to be very confused. And we don’t want that. We want you to understand everything, so we set. In topics, every single one of the benefits that the credit card has. If you are interested, keep reading down below. 

  • Earn 4 mpd on most online transactions, extendable to offline via Amaze 
  • 11 different airline and hotel transfer partners 
  • Those with the Mastercard and Visa versions can double their monthly bonus cap 
  • Upon spending each USD 1 in foreign currency, the cardholder gets to earn1.5 ThankYou Points. 
  • Upon spending each USD 1 on booking hotels at the official website of Kaligo, the cardholder collects 10 ThankYou Points. 
  • access to more than 1,000 airport lounges across the globe on a complimentary basis 
  • up to 20 percent discount at specific restaurants. 
  • unlimited supplementary cards for their eligible family members. 

Credit card disadvantages 

You actually have one bad thing about this credit card, which is actually surprising. Most credit cards that have travelling benefits and things like that usually have more than one because they have fees and rates that you have to pay more. Not this case. You’re going to see more about down below the bad side. 

  • Citi does not pool points among cards 

How is credit analysis carried out in the Citi Rewards Card 

What does the credit analysis do with this credit card. Their answer is really simple. It is with the credit analysis that you’re going to or be approved or rejected for the credit card. Even more, the credit analysis is going to help the company decide your credit limit, And also some fees that you might have. 

But how do they get access to all of that information? This needs to have your specific documents to happen. They need to have your identity information and all of that. So when you send the application process, they are going to take the documents that you sent and take a look at them. 

They will start the analysis normally, taking a look at every law. Unless you have ever applied to credit card payments ever again if it is from work. Or if you have a disability check or something like that. All of those things are really important so that they can actually give you a nice and fair answer. 

When the analysis is finally done, you’ll of course get a credit score that will tell you everything you need to know. Now, it is also important for you to know that when you send the application and the company starts the credit analysis, your credit score might go down a little bit. But it’s just for a few minutes. 

Is there a maximum and minimum credit card limit? 

This credit card does have an amount that you can actually enjoy and spend as the credit limit, but like many other cards, we don’t really have the information for that. And since it’s something so important, we can tell you one thing. 

It is the credit analysis and the credit score that are going to define how much you get with this card. So if you are someone that really wants a high credit limit, make sure that you have everything in order and if you have a good finances and responsibility. 

Do you want to request? Learn how to get the Citi Rewards Card right here 

Are you trying to apply for the credit card? Then don’t waste more time. Applying for this card is going to be very simple. You just need to click down below. You’re going to learn how you can do so and what you need to do. So if you are interested, let’s see. 

Lastest News