See how to apply for the IMB Bank Home Loan 

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IMB Bank Home Loans feature competitive rates and flexible repayment options, making homeownership more accessible and manageable.

IMB Bank Home Loan

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5 /5
Rates & Fees
Find out how to get Go to the official website
  • Fixed Rate (2 years)

    5.99% p.a. (comparison rate: 6.34%)

  • Fixed Rate (3 years)

    5.99% p.a. (comparison rate: 6.37%)​

  • Budget Home Loan

    (Principal & Interest, LVR <80%): 6.14% p.a. (comparison rate: 6.17%)​

  • Essentials Home Loan

    (Principal & Interest, LVR <80%): 6.19% p.a. (comparison rate: 6.33%)​

Product Details

IMB has a range of calculators to help you manage most money problems, including the Home Loan Repayment Calculator. Not only can you get a fast understanding of what your repayments will be with any of our home loans, but you can calculate what difference changing the frequency of your repayments or making extra repayments will do to the total interest you pay and how much time you may save.

Our take

Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications.

You should consider the relevant Terms and Conditions or Product Disclosure Statement (PDS) before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.

Purpose, repayment type and LVR

Interest rates for each type of home loan are based on criteria that includes purpose (owner occupier or investment), repayment type (principal and interest (P&I) or interest only) and loan to value ratio (LVR). Different interest rates and establishment fees may apply if the purpose, repayment type or LVR is different to the purpose, repayment type or LVR for the interest rate shown.

Are you excited to learn more about a home loan? Home loans, for sure, can be stressful, and before you even apply for one, you can already have to go through a lot of stuff. Which is why the first part was perfect to introduce you to the IMB Bank Home Loan. 

Now, we want to tell you more about it. We want to give you more information on this loan and help you learn everything you need to know in order to apply for it without a problem. Down below, we bring you all the information you need to apply for it. 

What are the necessary requirements to apply the IMB Bank Home Loan 

There is so much you need to know about the IMB Bank Home Loan! Let’s learn all the requirements needed for it. 

  • Be at least 18, 
  • Be Australian, 
  • Have all the documents. 

What are the necessary documents?  

Learning all the documents needed for the IMB Bank Home Loan is important. Down below, you get a list of them. 

  • Proof of identity, 
  • Proof of income, 
  • Proof of residency. 

What are the main uses of the IMB Bank Home Loan 

You know how loans usually have this kind of important use for you? Well, that does not mean all loans will be good for you. Some have specific uses, and the IMB Bank Home Loan jut happens to be one of them. And of course, by the name, we can easily assume that the use is for homes. Now, what types of uses is it? Let’s see down below. 

Buying a home 

When you first buy a house, it can be such a joyful moment. The new furniture, the new areas and exploring every bit of it, turning it little by little into you. Which is why we want to help you make that a real dream for you.  

To get a house, you need a loan. But not any loans. It is best for you to get a home loan, like the IMB Bank Home Loan. That is right, you can get the best home loans with this one and then also buy a house with it! How great is that? 

Building a home 

Since we already established how the IMB Bank Home Loan is a home loan, you might have a few thoughts of your own. You see, when you see the name home loan, you probably think it is made only for buying houses. Well, it is a little different. 

Buying a house, sure, is one of the main reasons people apply for the IMB Bank Home Loan. It does not mean it is the only one. You can also apply for this loan to build a house. Building a house is an important part of your life, and this loan can help you. 

Refinancing a home loan 

Now we go to the part where many people might have problems and a lot of stress. We know how loans can change someone. Applying for a loan is all good and games until you need to repay it for most of your life. So yes, it can be pretty boring. 

Now, sometimes, things happen, and you end up not paying well or being unable to do so, which is why debts happen. When you have a debt because of a home loan, you can make it right with the IMB Bank Home Loan. Make it easier and cheaper for you! 

MaxFunding

Don’t miss the chance to get this loan, which is one of the best out there!

Renovating a home 

Finally, our last, but not least, reason to apply for the IMB Bank Home Loan. We have already gone through a lot of things, like buying a house, refinancing a loan from your home, or even building one. And now we are going to do one of the easiest things you can do to a home: renovation. 

Renovating a home is, for sure, one of the easiest things when it comes to home loans. The thing is, it does not make it cheaper. Applying for the IMB Bank Home Loan is going to help you a lot with that problem. Make the house of your dreams with just one loan. 

Advice for everyone who wants to apply the loan 

After all of this, you might be asking for advice or maybe just want a little tip. Well, a home loan is such an important thing in your life; of course, when you first apply for it, it might not sound so important. But choosing the right loan is essential. 

But that is not the only thing you need to be aware of. Choosing the right plans and making the planning work is also super important. So our main advice for the IMB Bank Home Loan is that you get your planing ahead of you. Be careful with what you apply for! 

Let’s compare the pros and cons: is it really worth it?  

There are so many pros and cons that you can find in the IMB Bank Home Loan. You see, being on a home loan is already one of the first pros we can find. Not many home loans are as good as this one. Which is why we count it as a pro. 

Now, the fees and amounts you can get with the IMB Bank Home Loan are also very good. In contrary to popular belief, the loan does not have a terrible side. Just things you might dislike. Which is why we recommend this one so much. 

Apply once and for all the IMB Bank Home Loan in the official website! 

We are sure you are ready to apply for the IMB Bank Home Loan! After all of this, it is only a matter of time before you realize how important it is for you to choose the right loan. And well, we are here to tell you that this one is the one! 

As you may be aware, finding a good home loan is not the easiest of jobs, and for sure, we know how much it can make someone stressed. That is why, if you click down below, we will redirect you to the official page so you can apply for the IMB Bank Home Loan now. 

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