See how to request the HSBC Premier Credit Card 

If you have read the first part of this article, you already know how good the credit card really is. You get insane traveling benefits, so if you are a traveler, you might want to read this down below. We’re going to tell you how you can apply for it easily and in just a few minutes. 

What are the requirements needed to apply? 

Let’s take a look at the requirements needed for the HSBC Premier credit card. 

• Have HSBC Premier customer status in Australia 
• Earn at least $75,000 per year 
• Have a good credit rating You may need to provide some identification and proof of address, income and employment to apply. 
• Be at least 18 years old. 

What documents are needed to request the HSBC Premier credit card 

And now, just as we have mentioned above about the requirements that you need in order to apply for the credit card, it is also important that you know that you have a certain list of documents that you need to have in order to pass the application process down below, there are all of them. 

Existing costumers 

• Regular income earners: Past 1 month proof 
• Irregular income earners / Self employed: Latest 3 months proof or Latest tax demand note 

New costumers 

• Permanent HKID cardholders: HKID card copy 
• Non-permanent HKID cardholders:HKID card copy + Passport (Page with photo) 
• Regular income earners: Past 1 month proof 
• Irregular income earners / Self employed:Latest 3 months proof or Latest tax demand note 

What are the biggest uses of this credit card? 

Let’s see what are the biggest uses of this credit card. 

Traveling 

Working every day for months without stopping can be very tiring, and most people do end up getting a burnout when that happens. Traveling is just the best. And of course, traveling is not just for vacations or something like that. It’s actually maybe just for you to go out and have some fun with your family, or work even. 

And now with this credit card, you will be able to get travel benefits, which is why most of the people that apply for the credit card are travelers. You’ll finally experience how amazing it actually is, so if you are interested, just know that the card will help. 

HSBC clients 

Now, of course, every company will give more benefits for its own clients. Now you see when you apply for a credit card, normally you will see that the company will require a lot of things from you. That includes requirements, documents and everything. 

The thing is, it’s not usually like that for everything, you know. One of the thing that everyone always sees is how a company will be more lenient towards their clients, asking less documents, fewer requirements and less information. 

Rewards 

And of course, one of the main things that you’re going to get from a credit card are benefits. No one applies for a credit card that they don’t like or that it has little benefits unless they have no other option. So applying for this one is just giving you a lot. 

Not only you get rewards in travelling, but you also get discounts and other low. More fees that are going to make your day way better. It’s going to be just what you think and just what you need, to spend less money and enjoy more life. 

Purchases 

And finally we have purchases, you know when you are looking into some stores maybe for more expensive things, and you just see that cow share is just beautiful, and you really want in your home. Unfortunately, you do not have all the money in your hands to buy it.  

Well, if you apply for this, credit card debt can change. That is because the credit card has a credit limit minimum that it’s way higher than you would expect, meaning that you can just split the payment in the card and pay later. 

Our advice for those who are going to apply for the HSBC Premier credit card 

If you’re looking for advice to apply for this credit card, then we want you to know that you don’t really need much. You just need to know a few things that are going to make everything easier. Now, as you can see, this credit card has a high credit limit. 

This is not a free pass for you to buy everything. You need to actually be really careful and so responsible with the card. Having a higher limit means that you need to have more responsibility dealing with the card. So our advice is for you to take it easy. 

Weighing advantages and disadvantages – Is it worth it? 

Is the HSBC Premier credit card really worth it? Well, we like to think that it is worth it. You see, we have talked so much about the card and what it can offer to you, but we have also learned even more about how good it actually is towards other clients.  

It is hard to deny the value of a card when everyone around you says it’s good. And seeing the bad side of this credit card, we don’t have really much to be against. Yes, you have some fees here and there, and you might have to have a nice situation at home.  

But otherwise, it’s not really that complicated. One thing we know, though, is that the credit card has insane benefits. You can. Have a high credit limit, you don’t need to pay annual fees, you get travelling benefits, purchasing benefits and everything else. So yes, it is worth it. 

Request your credit card HSBC Premier on the official website once and for all! 

Learning all of this really might be making you a bit confused because it’s so much information at the same time, that it’s understandable. But if you want to apply for the credit card now, we recommend that you click down below so you can go to the official page.