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Citi Rewards Card
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Annual Fee
$149 (first year waived).
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Interest Rate
21.49% p.a. on purchases.
The Citi Rewards Credit Card offers a rewards program with points on eligible purchases, which can be redeemed for travel, merchandise, and more. The annual fee is $149, and the purchase interest rate is 21.49% p.a. Cardholders benefit from up to 55 days interest-free on purchases and complimentary insurances.
The Citi Rewards Credit Card is excellent for those who want to maximize their spending with rewards. The variety of redemption options adds flexibility, though the interest rate is relatively high. It’s best for those who can manage to pay off their balance monthly to avoid interest charges and maximize rewards.
Finally, we are in the last part of the article. This is truly the last part, and you’re going to learn everything that you need or everything else that needs to help you to apply for the card. That includes requirements, documents, and even more.
If you are still a bit in doubt if you should or not apply for this card, then we also recommend that you keep reading. We are going to give you our honest opinion. And also we are going to give you some advice so you can see exactly if this is the card you wish for.
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What are the requirements needed to apply?
Let’s see what are the requirements needed for the Citi Rewards Card.
- Contact details
- Details about your employment (employment status, primary occupation and employer’s contact details)
- Must be an Australian citizen or permanent resident
- must be 18 or more.
What documents are needed to request the Citi Rewards Card
Every credit card is going to have a specific set of documents that you need to apply for it, which is why we bring you down below a list of them.
- If you are self-employed, your accountant’s name, name of their accounting firm, and contact phone number
- Gross income and monthly expenses
- For balance transfers, name on account, type of card/account, card/account number, amount being transferred and the issuing organization’s name and address
- Driver’s License or proof of address
- Australian passport or Medicare card (without interim or reciprocal health care) to confirm residency.
What are the biggest uses of this credit card?
See the biggest uses from the Citi Rewards Card.
Don’t miss the chance to get this credit card, which is one of the best out there!
Rewards points
Rewards points are one of the biggest and most important parts of the credit card. Although it does have some traveling expenses and things like that, rewards points just will dominate the field. If you don’t really know what they are is specific points that you gain when you spend money.
But not just any money, if you spend money with the credit card and in the specifics that the credit card tells you to. In this case, if you reserve a hotel with certain websites, you’re going to earn a lot. And of course, there are other reasons.
Purchases
Purchasing something is going to be one of the main things that people go after when applying for a credit card. You see, credit cards have something that is called the credit limit. You probably already know what it is. But it has a real impact on people.
People apply for credit. Their credit card most times just because of the high limit and that is why this is one of the most famous one. Because the limit is defined by your credit score, which means that it can get pretty high.
Easy payment
Payment with this credit card is the easiest thing in the world. Normally credit cards are already made so that the payment part is going to be faster, easier and less awkward. But there is something else that makes it even better.
You can use Apple Pay, Google Pay, or Samsung Pay to pay with these credit cards. Even more, you can pay with it contactless, meaning that you don’t have to stand there anymore. You just need to swipe and it is done.
International
Going outside your country is something of an experience. And when you go outside, of course you want to buy stuff, but maybe you don’t even go outside, you just go into another website on the Internet that is from another country.
Whatever it is, you probably want to buy outside your country and if you want to do so, you can actually do it with this credit card because it is an international one. It actually has no fees for these kinds of things, and you don’t need to worry about anything.
Our advice for those who are going to apply for the Citi Rewards Card
We have one advice for you, and that is such specific advice that we are sure that you’re going to actually enjoy it. Now, as you can see, this is a credit card with a lot of benefits in the points department. So if you buy a lot of things with the card, you get a lot of points.
This can get out of control in two ways. One, you completely forget about the benefit and don’t ever use it, which is just not really good for you, and you probably would benefit more of another card. 2nd is you take too much notice of these benefits, and then you end up in that because you keep spending everything.
What we want you to tell you is that this is a card that with a lot of a lot of concentration and a lot of responsibility. If you are someone that struggles to have those two things, maybe you should apply for something else.
Weighing advantages and disadvantages – Is it worth it?
Now let’s see the final verdict. Should you really apply for the card? After everything and after a lot of our signals, we do believe that it actually is a really nice card, and it is worth it, although you do need a lot of responsibility to make it really become amazing. It’s actually really good if you know how to use it.
From the travelling benefits to the point to the low fees, everything that you’re going to see in it, it’s perfectly made for you. Of course, you have some other not so good sides, but they are not really that bad. If you read the first part, you know what we mean. So yes, it is worth it.
Request your Citi Rewards Card on the official website once and for all!
It’s time to finally apply for the credit card. You probably waited so much time, but now the time is here. Just click down below. When you do so, you’ll be redirected to the official page of the card. So if you are interested, keep reading.