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American Express Explorer
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Annual Fee
$395
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Interest Rate
20.74% p.a. on purchases.
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Rewards
Earn 2 Membership Rewards points per $1 spent.
The American Express Explorer Credit Card offers Membership Rewards points on eligible purchases, which can be redeemed for travel, merchandise, and more. The annual fee is $395, and the purchase interest rate is 20.74% p.a. Cardholders benefit from travel credits, complimentary travel insurance, and access to Amex offers.
The American Express Explorer Credit Card is ideal for those who want to maximize their rewards with versatile redemption options. The annual fee is offset by the travel credits and comprehensive benefits, including travel insurance and Amex offers. It’s a premium card for those who can take full advantage of its perks.
What’s stopping you from exploring the world at the moment is the lack of a good credit card to do so? So you and the American Express Explorer credit card have a lot to talk about. With this credit card, it doesn’t matter if you intend to make a destination your second home or travel around the world.
When using this credit card, the entire trip fits in your pocket, and you can use points in several different ways to save money during vacations or business trips. The uses of the American Express Explorer card are truly diverse, and you will need to be an explorer to discover all the benefits.
Being a credit card with so many advantages and benefits, what we imagine is all the bureaucracy surrounding it and the super time-consuming approval, right? Know that this remains only in the imagination. Well, when we return to the real world, we discover that approval for that credit card only takes 60 seconds.
Discover the best credit cards across Australia
What are the requirements needed to apply?
Although there is no endless bureaucracy, with the American Express Explorer credit card it is still necessary to meet some requirements. However, the credit card’s biggest difference is the fact that it is a travel credit card, but it only requires basic requirements.
Check the necessary requirements below:
- Have a good credit score
- Being of legal age
- Being an Australian citizen
What documents are required?
When applying for a credit card, you need to prove two things: the first is your identity, so that the bank can be sure you are not falling for a scam. The second thing is that you meet all the requirements, such as age, minimum income or citizenship of a certain location.
Having only three requirements for the application, this credit card also requires only three documents, check out what they are:
- Proof of income
- Proof of address
- Photo ID
Therefore, for documents to meet the requirements of presenting the information requested above, they can be used as documentation. However, remember the importance of the good condition of documents and checking that the receipts are up to date, avoiding using any receipt that is more than 60 days old.
What are the biggest uses of this credit card?
Although we focus almost entirely on applying for the American Express Explorer credit card throughout this article, it is also worth highlighting some uses of the credit card. Well, after reading the first article you will notice that we focused a lot on the benefits of the card, however we had little time to address its use.
Therefore, we have separated three of the main uses of the American Express Explorer credit card and how it can be a facilitator on each occasion.
Explore the world
As its name makes clear, the American Express Explorer credit card’s main objective is to help customers who want to explore the world. The credit card has several benefits to guarantee the most important points on a trip, such as security, comfortable payments and discounts whenever possible.
Among the benefits that allow customers to enjoy their journey comfortably, we have lounge access at the main airports.
Exchange of points
By purchasing with your American Express Explorer credit card you accumulate points, just like in games you exchange points for improvements and equipment that help you on your journey. The points accumulated when purchasing with this card can help you when traveling or even within the country.
First credit card
When we think of the first credit card, we hardly think of a credit card aimed at those who want to travel the world. However, the very little bureaucracy on this credit card and how quickly approval takes place make this the perfect card for anyone applying for their first card.
Our advice for those who are going to apply for a credit card x
So you’re interested in the American Express Explorer credit card, but you don’t have much experience? Don’t worry, we have something to help you. In addition to learning how to apply for this credit card, we will also show you a little more about its use with exclusive advice.
Don’t miss the chance to get this credit card, which is one of the best out there!
The first few months with the credit card are the most important, as purchasing around $4,000.00 in the first two months earns you a reward of 100,000 points. Therefore, know that the best time to start crossing items off that list of consumer dreams is the first 60 days with the card.
Therefore, it is important that you don’t waste time, these 100,000 points can guarantee a lot of savings on future purchases, so don’t let this opportunity pass you by.
Weighing advantages and disadvantages — Is it worth it?
When we put the advantages and disadvantages next to each other, it is discrepant what this card has to offer you and how much it charges you for it. Even though it is a credit card for international travel, issued by one of the best card issuers in the world.
The card’s annual fee can still be considered low, as for the other benefits, we have super-fast approval for those who hate waiting and a great limit value. At just $395.00, I think we can agree that it’s a pretty cheap card to maintain.
After all, your points program allows each purchase to be more economical, offsetting the annual fee with the exchange of points.
Request your credit card on the official website once and for all!
Are you planning your next vacation and want to have the American Express Explorer card by your side? Then, carry out the following steps to apply for ownership:
- Visit the official American Express Explorer card website
- Send photos of all required documentation
- Present all the data requested by the financial institution
- Choose the address to send the credit card
- Wait for the screening
Credit card screening takes no more than 1 minute, that is, a few minutes is all it takes to secure a great credit card, click the button below and request it.