Are you excited to apply for a new credit card? Well, maybe we jumped in too soon. We still don’t know much about it, except what wasn’t the title. And if you are happy with what you’ve read, then you’re going to love the rest of this article. 

Down below, we are going to tell you all the benefits that can be found in the Westpac Low Rate Credit Card – Cashback Offer. So if you are interested, and you want to apply for this credit card, keep reading, you will not get disappointed. 

Why we recommend the Westpac Low Rate Credit Card – Cashback Offer 

Here we are talking about yet another credit card. Now what are we going to talk about? We will take a look at why are we recommending the Westpac Low Rate Credit Card – Cashback Offer. You see, this is a very specific credit card, not because it has specific benefits, but because it can give you a lot at once. 

Just by applying for the credit card, you can get a lot of cash back. And of course, if you spend more with the credit card, you can get even more cash back. So just having that out of the blue, it’s really amazing. You also get some free additional cardholders. 

Please also make sure that this credit card is able to share. You can not only use it yourself but share it with other people which makes it way more comfortable and way better. Along this article, you’re going to learn more about why we recommend it. 

What can I use the credit card for? 

What are exactly the users that you can give to these credit cards? Well, it’s actually pretty simple since just taking a quick look at the benefits, it’s going to give you an answer and well, not only at the benefits but also at the credit limit. 

As we mentioned above, we can see that this credit card will give you some cash back when you first apply to it. That is, as long as you spend a certain amount of money on purchases with the card. If we take a look at the credit limit, We can see something similar. 

Not because you need to spend money, but because you get a lot of money. This credit limit is going to be a very high maximum. Although the minimum is quite low, the maximum just makes you think how much you can get. Making this credit card perfect for those who purchased a lot. 

Credit card advantages 

So many things that you can find in the credit card and the most important, at least for most people, is going to be the benefits that it has. Which is why we are here to tell it way more about this credit card. We want to tell you all the benefits that we found, and you can now compare to see if it is what you want. So let’s see more. 

• Get up to $350 cashback – $50 cashback for each month you spend $1,000 or more on eligible purchases in the first 7 months from card approval. 
• Low rate of 13.74% p.a. on purchases 
• Free additional cardholder 
• Tap & goTM quickly and easily using your Mastercard. 

Credit card disadvantages 

Just like we have made, at least of all the benefits that you can find within this credit card, we also made a list with all the opposite, the opposite meaning, all the disadvantages that you can find in the credit card. So if you really want to know more about the credit card and make a true comparison, let’s see more about the disadvantages. 

• No rewards program 
• No additional perks like insurance covers or travel benefits 

How is credit analysis carried out in the Westpac Low Rate Credit Card – Cashback Offer 

Now, the credit analysis is something that’s going to happen. Independent of the service that you apply for in a bank or another company. So be it a loan or maybe a credit card, you will need to go through this. Which is why down below we are going to explain a bit more about the credit analysis. 

Well, the credit analysis is going to start at the application process. When you first apply for the credit card, you will need to fill the form and the form is going to ask you for some documents. Don’t worry, you will know those documents in the future. 

Finally, when they have the documents in their hands, they will be able to take a look at your credit history. And within your credit history, depending on your financial actions, you are going to get a good or bad credit score. Then finally the credit analysis is done. 

Is there a maximum and minimum credit card limit? 

Now, this is where we kind of change. This credit card seems pretty simple, with standard benefits all the way from the beginning. But then we get the credit limit. The credit limit is a bit odd. You get a really small minimum and a really high maximum. 

You will get at least $1000 as the credit limits. Now the maximum is going to be $20,000. As you can see, there is a really big range of numbers that you can actually get, meaning that maybe this credit card is more expensive or more luxurious than we originally thought. 

Do you want to request? Learn how to get the Westpac Low Rate Credit Card – Cashback Offer right here 

It’s finally time for you to apply for this credit card. Or is it? Should you really start the application now? Well, as you mentioned above, we still need to tell you what documents you need to apply for it. And if we count on that, well, there are a lot of other things you need to know. So if you are interested, keep reading down below.